You want to buy your first home, but it feels like such a big step! We believe that every new home buyer should discuss their situation with a mortgage specialist. After all, advice from a mortgage consultant can have a huge financial impact over the long term. Before you meet, write down all your questions, like:

• How much will I need for a downpayment?
• How much will my monthly payments be?
• How quickly will I be able to pay off my mortgage?
• How can I pay off my mortgage Sooner?

Refinance/Home Equity

Your home equity can be a valuable financial resource, enabling you to access credit at rates that are generally lower than other forms of borrowing. Some popular reasons to refinance include:

• Home renovations
• Investments
• Second properties
• Debt consolidation
• Retirement planning
• Education
• A need for Cash Flow

Renewing Your Mortgage

Although a mortgage is one of their most important financial decisions, many Canadians don't put as much thought into renewing their mortgage as they should.

Our Financial Enterprise Consultants have access to the most sophisticated Management Software which will enable us to keep in touch with you before the renewal of your mortgage comes due.  We will discuss your financial situation at that time and pick an option that best suits your needs.  We will also lock in a rate for you 120 days before your renewal to protect you from an interest rate hike.  Contact us today to discuss your renewal options.

Switches

Given today’s low interest rates there are many Canadians wanting to switch their mortgages.  Our consultants have access to rates that are more competitive than the banks.   Contact us today to see if it’s worth breaking your existing mortgage contract to lock in at a lower rate!